When you buy a new car you may forget to figure in the price of insurance. If you do not shop around auto insurance can be very expensive. But you can get a low rate auto insurance quote if you follow these simple steps.

When an insurance company is deciding on your insurance rate, there are many factors that they will look into. Many of these factors are within your control. If you want to get low rate auto insurance, here are a few things that you can do.

Be a safe driver. This is good for you, for the other people on the road, and for your wallet. Almost all insurance companies will give better insurance rates to people who have good driving records. If you have a clean record for the past three years, you will be able to get a lower insurance rate.

Drive a safe car. Also, companies will look at the type of car that you drive. If you drive a sports car, your insurance will be higher then if you drive a mini van. Also, the safety features play an important part in your insurance rate. Does your car have air bags, anti-lock brakes, an anti-theft system? The safer your vehicle, the lower your rate.

The color can also influence your insurance rate. Companies tend to raise there insurance if you drive a flashy car. Try to avoid bright colors that draw attention. If you want a low rate, stick to basic, dull colors like black, and dark blue.

The year of the car is also important factor. Newer cars tend to get cheaper rates. If you buy an old car you will probably save money on the purchase price, but your insurance rate is likely to be higher then if you bought a new car.

 Mail this post

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

Technorati Tags: , , , ,

Tagged with:

Filed under: Uncategorized

Like this post? Subscribe to my RSS feed and get loads more!